• First Debt to God that can be repaid by dedicating one’s life to the service of God - this is done by :
• Service to all mankind
• Reverence for elders, teacher
• Practice of non-violence, truthfulness, respectfulness
• Obeying scriptural injunction
• Protection of the Earth
• Vegetarianism or Purity in Diet
• Moderation/Simplicity
• Non-interference
• Universality
• Peace
  
  
• Second Debt to sages and saints that can be repaid by
• Reverence and and service to saints, sages and gurus
• Transmission of the scriptural teaching and cultural heritage
• serving the society and poor, without expectation of returns
  
  
• Third Debt to one’s ancestors
• Can be repaid by raising one’s family in accordance with the moral and ethical principals of dharma